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工作学习 / 求学深造 / any one has started to repay your OSAP student loans? I graduated this May, they told me I have to pay the interests accummulated from this June 1 if I want to repay all the student lan, is that true?
-juziyuan(橘子圆);
2006-8-10
(#3134318@0)
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Supposed to be that. In fact, we have to repay the entire loan and the corresponding interests accrued from the date when you graduate. And be careful: the interest rate is very high,more than 7% per year.
-jingju(京剧);
2006-8-10
(#3134667@0)
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Prime + 2.25/2.5?
-lizpan(M6);
2006-8-10
(#3134671@0)
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Actually, I don’t know what the exact prime is. But obviously, 7% is an approximately number. In my case, the rate is more than that.
-jingju(京剧);
2006-8-10
(#3134689@0)
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sorry, i am repaying the OSAP now, but just cannot recall the interest rate....
-lizpan(M6);
2006-8-10
(#3134809@0)
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More exactly, you can choose the repayment method you would like. And different method has different monthly payment. However, you have to pay the minimum amount every monthly as they will inform you.
-jingju(京剧);
2006-8-10
(#3134680@0)
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thanks everybody, it is horrible! for my case, $2/per day, big money from June 1 to today!
-juziyuan(橘子圆);
2006-8-10
(#3134968@0)
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if you got a job, better pay off right away. otherwise, you can check out the interest-relief program
-geoguy(fishwithoutwater);
2006-8-12
(#3138126@0)
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Interest relief is available from the date you start to repay your loan, not the date you graduate. Therefore, interest relief won’t do any better for your accrued interests.
-jingju(京剧);
2006-8-12
(#3138250@0)
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Interest relief acts like a stoppage of repayment but without paying the interests during that relief period and it won’t increase any chance for loan forgiveness(even some hope that,).
-jingju(京剧);
2006-8-12
(#3138255@0)
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In my point of view, the borrower won’t deserve any loan principal forgiveness once you start to repay his loan.
-jingju(京剧);
2006-8-12
(#3138256@0)
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再请问现在还贷款的同学, 是选择怎样的方式还贷款的?是每月按接还? 还是一次还清的好?基于利息高的基础上. 谢谢
-juziyuan(橘子圆);
2006-8-13
(#3140192@0)