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工作学习 / 求学深造 / 去年买了车子和房子,现在夫妻两人一起申请明年的COLLEGE(有两个小孩),能拿多少贷款,还是基本很难拿到?如果能拿到,能享受一些减免贷款吗?
-happymonk(阿方);
2007-11-25
(#4080010@0)
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两人上学还能买车子和房子?牛阿。和你去(前一年)年收入也有关。
-pigkiller(早起的虫子);
2007-11-25
(#4080440@0)
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你的意思是基本申请不了吗?
-happymonk(阿方);
2007-11-25
(#4081488@0)
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好象如果你的车子贵过5000还是6000,你就拿不到贷款了.
-lucky2004(luckymum);
2007-11-25
(#4081493@0)
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我是LEASE的新车。
-happymonk(阿方);
2007-11-25
(#4081509@0)
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lease is considered as the same as you own, you can find the info on OSAP website.
-backyard0000(tidyyard);
2007-11-25
(#4081512@0)
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那把车转到我弟弟名下可行吗?
-happymonk(阿方);
2007-11-25
(#4081518@0)
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你的情况和我一样,我也是LEASE了新车,买了房子,房子可以不算,但是价值高的车不可以拿到贷款的,我申请了,他回答我是:我们觉得你完全可以应付你的学业。然后一分钱也没有批。
-yvjiang(yv);
2007-11-27
(#4084768@0)
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I own one car whose value is$8500 and no saving in the Bank. May I get loan if I go to college for study?
-snowspring(orchid);
2007-11-27
(#4085497@0)
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比较困难,就是是得到了贷款,也会少得可怜了,一般买5000元一下的车好一些
-intentional(小松鼠不在家);
2007-11-28
(#4086086@0)
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you will get the loan if you have no other income or very income, but you won't get busuary.
-criss(criss);
2007-11-28
(#4086924@0)
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you will get loan of 12000 in you have little other income, but won't get busuary.
-criss(criss);
2007-11-28
(#4086927@0)
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8500的车是八太能贷到款的了,即使银行钱少得可怜.
-lucky2004(luckymum);
2007-11-28
(#4087041@0)
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完全可以,没有问题。每人每年的大概额度是16000左右,你的汽车超过了5000,减掉3500;你有4000存款,减掉4000;还剩下8500。估计你贷个7,8千问题不大。大概就是这个算法了。不要被别人吓住,申请吧。贷款是给需要的人的,只要你是真需要。
-hahaxiao(般若波罗密);
2007-11-28
(#4087339@0)
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I have worked for more than one year. Did they deduct my income from loan?
-snowspring(orchid);
2007-11-28
(#4088126@0)
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no, all for your savings. anyway, if you earned 40k last year, you told them your saving less than 10k, they would not believe. :-)
-hahaxiao(般若波罗密);
2007-11-29
(#4088511@0)
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给你货款,才是坏事呀!你的条件没的减免.利率可能是8.
-tommy97(随心所鱼);
2007-11-29
(#4088532@0)
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yeah
-hahaxiao(般若波罗密);
2007-11-29
(#4089576@0)